ICBC

ICBC Application for Approval of the Financial Allocation Methodology and Filing of Additional Information

Completed: 2004

Hearing and Other Documents

Title Document Description
* Applicant/Intervenor Distribution List
* Exhibit List Updated November 25, 2004
* Email-Mail List
*Commission Decision dated January 19, 2005 Commission Decision dated January 19, 2005 on ICBC's Financial Allocation Methodology Application

Exhibits

A Exhibits - BCUC Documents

Date Title Document Description
July 09, 2004 A-1 Order No. G-66-04 and cover letter enclosing Notice of Pre-Hearing Conference and Oral Public Hearing Process
July 27, 2004 A-2 July 26, 2004 Letter to assist participants in preparation for ICBC Workshop and Pre-hearing Conference
August 06, 2004 A-3 August 4, 2004 Letter and Order No. G-75-04 establishing the regulatory process, timetable and issues for review of ICBC’s Submissions 1 and 2 and related materials
August 13, 2004 A-4
September 02, 2004 A-5 September 2, 2004 Letter stating specific information regarding Oral Public Hearing.
September 02, 2004 A-6 September 2, 2004 Letter requesting ICBC to response to the Pemberton Insurance Corporation Information Request No. 2 on a “best efforts” basis
September 10, 2004 A-7 September 10, 2004 Commission Information Request No. 2 to ICBC
September 16, 2004 A-8 Letter No. L-47-04 dated September 15, 2004 - reply to Pemberton Insurance Corporation Information Request Item no. 3.1
September 17, 2004 A-9 September 17, 2004 Letter to CACBC regarding ICBC Response to IR
September 24, 2004 A-10 September 24, 2004 Information Request No. 1 to Insurance Bureau of Canada
September 29, 2004 A-11 September 29, 2004 Letter to Participants setting out the Hearing Process
October 14, 2004 A-12 Office of the Information & Privacy Commissioner regarding Order 02-06 dated January 31, 2002 - Submitted October 13, 2004.
November 18, 2004 A-13 November 18, 2004 Letter to Applicant, Registered Intervenors and Interested Parties regarding Application and Filings of July 5, and July 12, 2004.
November 24, 2004 A-14 November 24, 2004 Letter to Applicant, Registered Intervenors and Interested Parties regarding Application and Filings of July 5, and July 12, 2004, and Exhibit A-13.

B Exhibits - Applicant Documents

Date Title Document Description
July 05, 2004 B-1 ICBC Application Volume 1 - 2005 Financial Allocation Methodology Application (3MB File)
July 05, 2004 B-2 ICBC Application Volume 2 - 2005 Financial Allocation Methodology Application (1.5 MB File)
July 13, 2004 B-3 ICBC Facsimile dated July 7, 2004 filing a copy of Order in Council 678,2004 amending Special Direction No. IC2 to the British Columbia Utilities Commission
July 13, 2004 B-4 Addendum to Financial Allocation Methodology (Chapter 1 Volume 1)
July 20, 2004 B-5 Application Volume 2 – Performance Measures Addendum
August 12, 2004 B-6 Errata dated August 12, 2004
August 24, 2004 B-7 ICBC Letter to BCUC re: Actuarial Information 24-08-04
August 28, 2004 B-8 Explanation of actuarial calculation error (Exhibit B-7) and revision of affected actuarial exhibits dated August 27, 2004
September 03, 2004 B-9 Response to Exhibit A-3 Answering Information Requests dated September 1, 2004
September 13, 2004 B-10 September 10, 2004 Responses to Information Requests from: •BC Utilities Commission •BC Chiropractic Association •BC Old Age Pensioners Org et. al. •Canadian Direct Insurance Inc. •Canadian Office & Professional Employees’ Union, Local 378 •Coalition Against No-Fault •Consumers’ Association of Canada •Family Insurance Solutions Inc. •Insurance Bureau of Canada •Pemberton Insurance Corporation (4 Binders)
September 17, 2004 B-11 ICBC Response to BCUC IR 122.0
September 23, 2004 B-12 Letter to BCUC regarding Errata IR’s dated September 22, 2004
September 24, 2004 B-13 ICBC's Information Requests to CDI
September 24, 2004 B-14 Information Request No. 1 to Insurance Bureau of Canada dated September 24, 2004.
September 24, 2004 B-15 Information Request No. 1 to Pemberton Insurance Corporation dated September 24, 2004.mberton
September 28, 2004 B-16 September 28, 2004 Letter stating ICBC Witness Panel’s and Direct Testimony at Oral Hearing.
September 28, 2004 B-17 Affidavit for Notice of Pre-Hearing Conference and Notice of Oral Public Hearing Process dated September 21, 2004.
September 30, 2004 B-18 Letter dated September 29, 2004 to BCUC regarding Errata IR’s in Volume IV of IV.
September 30, 2004 B-19 Opening statement by Mr. Goble, Chief Operating Officer, ICBC dated September 30, 2004.
October 04, 2004 B-20 Letter and Glossary of Terms from ICBC to BCUC dated October 4, 2004.
October 07, 2004 B-21 Follow-up request to IBC’s response to ICBC Information Request 17.0 - October 6, 2004 Submission by ICBC
October 07, 2004 B-22 Breakdown/estimate of 2003 spending for 5 categories of Fraud Programs - October 6, 2004 Submission by ICBC
October 07, 2004 B-23 List of programs under Autoplan Broker Road Safety Program - October 6, 2004 Submission by ICBC
October 07, 2004 B-24 Description of two Road Safety programs cancelled in recent years - October 6, 2004 Submission by ICBC
October 07, 2004 B-25 “Driver Survivor Youth Campaign, Greater Vancouver Region” proposal - October 6, 2004 Submission by ICBC
October 08, 2004 B-26 Response to Information Request by Commissioner P. Vivian regarding inquiries by the Competition Bureau - October 6, 2004 Submission by ICBC
October 08, 2004 B-27 Allocation Methodology Update – October 7, 2004 Submission by ICBC
October 14, 2004 B-28 Response to Commission Counsel Request regarding “Who owns Counter Attack” trade mark – October 7, 2004 Submission by ICBC.
October 14, 2004 B-29 Response to Commission Counsel Information Request regarding “roadsafety.ca” domain – October 7, 2004 Submission by ICBC.
October 14, 2004 B-30 Response to Family Insurance Information Request regarding total deductibles for auto theft – October 6, 2004 Submission by ICBC.
October 14, 2004 B-31 Response to Commission Counsel Information Request regarding amount of fine revenue for Intersection Safety Cameras in 2003 – October 7, 2004 Submission by ICBC.
October 14, 2004 B-32 Response to Insurance Bureau of Canada Information Request regarding monthly report for a Road Safety program as referenced in IBC 37 – October 7, 2004 Submission by ICBC.
October 14, 2004 B-33 Response to BCOAPO Information Request regarding branding cost allocation in Manitoba – October 8, 2004 Submission by ICBC.
October 14, 2004 B-34 Response to Commissioner P. Vivian’s Information Request regarding specified employees in the Business Intelligent Department within Road Safety having access to personal information on an individual level – October 12, 2004 Submission by ICBC.
October 14, 2004 B-35 Response to Insurance Bureau of Canada’s Information Request regarding number of applications ICBC has made to the Trademarks office in Ottawa to register brands, logos, names or words used in its advertising – October 12, 2004 Submission by ICBC.
October 14, 2004 B-36 Response to the Commission Panel’s Information Request regarding the calculation of the Finance shared services ratio – October 12, 2004 Submission by ICBC.
October 14, 2004 B-37 Response to Commission Counsel’s Information Request regarding Basic: Optional split for the transactions listed in Exhibit B-27, page 3 – October 12, 2004 Submission by ICBC.
October 14, 2004 B-38 Response to Commission Counsel’s Information Request regarding Nanaimo Street Corridor project – October 12, 2004 Submission by ICBC.
October 15, 2004 B-39 Response to Commission Counsel’s Information Request regarding information for the Driver Survivor Program – October 12, 2004 Submission by ICBC.
October 15, 2004 B-40 Response to Insurance Bureau of Canada’s Information Request regarding provision of input on Bill 93 – October 12, 2004 Submission by ICBC.
October 15, 2004 B-41 Response to Commission Counsel’s Information Request regarding Cost Centre details for the first 5 functions for Claims Services and the first 6 functions for Administration and Other Services – October 12, 2004 Submission by ICBC.
October 15, 2004 B-42 Response to Insurance Bureau of Canada’s Information Request regarding allocation costs in the 1980’s – October 13, 2004 Submission by ICBC.
October 15, 2004 B-43 Response to BCOAPO regarding retained earnings available at December 31, 2003 – October 13, 2004 Submission by ICBC.
October 15, 2004 B-44 Response to Information Request from Commission regarding full copy of EOI on IT Infrastructure Alternative Sourcing – October 14, 2004 Submission by ICBC.
October 15, 2004 B-45 “Top Canadian Insurance Frauds of 2003” by Insurance Bureau of Canada-Investigative Services – October 14, 2004 Submission by ICBC.
October 15, 2004 B-46 Response to Information Request from Commission Counsel – October 14, 2004 Submission by ICBC.
October 15, 2004 B-47 Response to Information Request from Commission – October 14, 2004 Submission by ICBC.
October 15, 2004 B-48 Response to Information Request from Coaltion Against No Fault – October 14, 2004 Submission by ICBC.
October 15, 2004 B-49 Response to Information Request from Commission Counsel – October 14, 2004 Submission by ICBC.
October 15, 2004 B-50 Response to Information Request from Insurance Bureau of Canada – October 14, 2004 Submission by ICBC.
October 26, 2004 B-51 Response to Information Request from Commission – Dated October 24, 2004 Submission by ICBC.
October 26, 2004 B-52 Response to Information Request from Commission – Dated October 26, 2004 Submission by ICBC.
October 26, 2004 B-53 Response to Information Request from Commission Counsel – Dated October 26, 2004 Submission by ICBC.
October 26, 2004 B-54 Response to Information Request from Commission Counsel – Dated October 26, 2004 Submission by ICBC.
October 26, 2004 B-55 Response to Information Request from Commission Counsel – Dated October 24, 2004 Submission by ICBC.
November 01, 2004 B-56 Supplemental Information Response to BCUC IR-84.2
November 05, 2004 B-57 ICBC Final Submission
November 12, 2004 B-58 Response to BCOAPO November 5th submission regarding validity of Special Direction IC2 dated November 12, 2004.
November 22, 2004 B-59 Final Reply dated November 22, 2004.
November 25, 2004 B-60 Correction to Final Reply dated November 24, 2004.

C Exhibits - Intervener Documents

James S. Cormack, McCarthy & Associates - Notice of Intervention dated July 8, 2004
Peter G. Thrower, Family Insurance Solutions Inc. – Notice of Intervention dated July 9, 2004
Carla Terzariol, Trial Lawyers Association of British Columbia – Notice of Intervention dated July 12, 2004
Lindsay Olson, Insurance Bureau of Canada – Notice of Intervention dated July9, 2004
Cort Elliott, Canadian Northern Shield Insurance Company – Notice of Intervention dated July 12, 2004
Coalition Against No-Fault in BC – Notice of Intervention dated July 14, 2004
Phil Wynne, ING Insurance Company of Canada – Notice of Intervention dated July 16, 2004
Patricia Stirling and Heather Prizeman, BCAA Insurance Corporation – Notice of Intervention dated July 16, 2004
Karen L. Hopkins-Lee, Canadian Direct Insurance Inc. – Notice of Intervention dated July 19, 2004
Jerri New, Canadian Office of Employees’ Union, Local 378 – Notice of Intervention dated July 20, 2004
Chuck Byrne, Insurance Brokers of British Columbia – Notice of Intervention dated July 26, 2004
Don Nixdorf, B.C. Chiropractic Association – Notice of Intervention dated July 26, 2007
Bruce Cran, Consumers’ Association of Canada – Notice of Intervention dated July 26, 2004
Russell Sykes – Notice of Intervention dated July 22, 2004
Robert Clarke, Automotive Retailers Association – Notice of Intervention dated July 27, 2004
Deana Grinnell, Union of BC Municipalities – Notice of Intervention dated July 28, 2004
Lesley H.H. Maddison, Credit Union Insurance Services Association – Notice of Intervention dated July 26, 2004
Jim Quail, BC Public Interest Advocacy Centre and Joyce Poon, Econalysis Consulting Services Inc. – Notice of Intervention dated July 27, 2004
Allan Lamb, BCAA Traffic Safety Foundation - Notice of Intervention dated July 28, 2004
Todd Klapak, ING Insurance Company of Canada - Notice of Intervention dated July 28, 2004
Pemberton Insurance Corporation Notice of Intervention dated July 12, 2004
Jay Fedorak, Office of the Information and Privacy Commissioner for BC – Letter dated September 1, 2004 requesting Late Intervenor status
Submission regarding validity of Special Direction IC2 by the Attorney General of British Columbia dated November 12, 2004.


Date Title Document Description
July 13, 2004 C1-1 James S. Cormack, McCarthy & Associates - Notice of Intervention dated July 8, 2004
July 13, 2004 C2-1 Peter G. Thrower, Family Insurance Solutions Inc. – Notice of Intervention dated July 9, 2004
August 11, 2004 C2-2 Letter dated August 6, 2004 from Family Insurance Solutions Inc. requesting that List of Issues include Collection of Vehicle Information
August 24, 2004 C2-3 Information Request No. 1 from Family Insurance Solutions Inc. dated August 19, 2004
July 15, 2004 C3-1 Carla Terzariol, Trial Lawyers Association of British Columbia – Notice of Intervention dated July 12, 2004
July 15, 2004 C4-1 Lindsay Olson, Insurance Bureau of Canada – Notice of Intervention dated July9, 2004
August 20, 2004 C4-2 Information Request No. 1 from the Insurance Bureau of Canada dated August 19, 2004
September 22, 2004 C4-3 CV for Michael J. Ross dated September 20, 2004
September 24, 2004 C4-4 Submission of Evidence from Insurance Bureau of Canada dated September 17, 2004
October 04, 2004 C4-5 Response to Commission Information Request No. 1 from Insurance Bureau of Canada dated October 1, 2004
October 04, 2004 C4-6 Response to ICBC Information Request No. 1 from Insurance Bureau of Canada dated October 1, 2004
October 04, 2004 C4-7 Response to BCOAPO et al Information Request from Insurance Bureau of Canada dated October 1, 2004
October 05, 2004 C4-8 Response to ICBC Information Request Question No. 39.0 from Insurance Bureau of Canada dated October 4, 2004
October 07, 2004 C4-9 2002 Motor Vehicle Traffic Collision Statistics from Transport Canada - October 6, 2004 Submission by Insurance Bureau of Canada
October 07, 2004 C4-10 “More than just a Road Check” pamphlet - October 6, 2004 Submission by Insurance Bureau of Canada
October 07, 2004 C4-11 Traffic Camera Offences from British Columbia Government - October 6, 2004 Submission by Insurance Bureau of Canada
October 07, 2004 C4-12 “Parties with a Punch” ICBC pamphlet - October 6, 2004 Submission by Insurance Bureau of Canada
October 07, 2004 C4-13 Family Fun! Activity Book - October 6, 2004 Submission by Insurance Bureau of Canada
October 07, 2004 C4-14 RoadSense Team trading cards - October 6, 2004 Submission by Insurance Bureau of Canada
October 08, 2004 C4-15 Price WaterhouseCoopers – Financial Allocation Methodology Examination – October 7, 2004 Submission by Insurance Bureau of Canada
October 14, 2004 C4-16 Additional Information regarding ICBC Information Request 17.0 dated October 8, 2004 – October 12, 2004 Submission by Insurance Bureau of Canada.
October 27, 2004 C4-17 Response to ICBC Information Request of October 14, 2004 – October 26, 2004 Submission by Insurance Bureau of Canada.
October 27, 2004 C4-18 Response to ICBC Information Request of October 14, 2004 – October 26, 2004 Submission by Insurance Bureau of Canada.
October 27, 2004 C4-19 Letter regarding further testimony to ICBC Information Requests Dated October 26, 2004 from the Insurance Bureau of Canada.
November 17, 2004 C4-20 Final Submission of the Insurance Bureau of Canada dated November 12, 2004.
November 17, 2004 C4-21 Submission of the Insurance Bureau of Canada dated November 12, 2004 in response to BCOAPO Argument regarding Special Direction IC2.
November 17, 2004 C4-22 Background material (ATCO Electric Ltd. v. Alberta Energy and Utilities Board) regarding Exhibit C4-20 received November 15, 2004.
November 17, 2004 C4-23 Background material (5 items) regarding Exhibit C4-21 received November 15, 2004.
July 15, 2004 C5-1 Cort Elliott, Canadian Northern Shield Insurance Company – Notice of Intervention dated July 12, 2004
July 20, 2004 C6-1 Coalition Against No-Fault in BC – Notice of Intervention dated July 14, 2004
August 20, 2004 C6-2 Information Request No. 1 from the Coalition Against No-Fault in BC dated August 19, 2004
July 23, 2004 C7-1 Phil Wynne, ING Insurance Company of Canada – Notice of Intervention dated July 16, 2004
July 23, 2004 C8-1 Patricia Stirling and Heather Prizeman, BCAA Insurance Corporation – Notice of Intervention dated July 16, 2004
July 23, 2004 C9-1 Karen L. Hopkins-Lee, Canadian Direct Insurance Inc. – Notice of Intervention dated July 19, 2004
August 24, 2004 C9-2 Information Request No. 1 from Canadian Direct Insurance Inc. dated August 19, 2004
September 28, 2004 C9-3 Position of Canadian Direct Insurance Inc. dated September 27, 2004
October 13, 2004 C9-4 Submission regarding approaches to ICBC in connection with joint funding and partnership projects relating to road safety – Submitted October 12, 2004 by Canadian Direct Insurance.
October 15, 2004 C9-5 Response to Information Requests from ICBC – Submitted October 13, 2004 by Canadian Direct Insurance.
October 15, 2004 C9-6 Accounting guideline AcG-3 financial reporting by property and casualty insurance companies – Submitted October 13, 2004 by Canadian Direct Insurance.
October 15, 2004 C9-7 Response to Information Request from Commissioner P. Vivian – Submitted October 14, 2004 by Canadian Direct Insurance.
October 15, 2004 C9-8 Response to Information Request from ICBC – Submitted October 14, 2004 by Canadian Direct Insurance.
November 17, 2004 C9-9 Final Argument of Canadian Direct Insurance Inc. dated November 12, 2004.
November 17, 2004 C9-10 Submission of Canadian Direct Insurance Inc. dated November 12, 2004 with respect to BCOAPO’s Argument regarding Special Direction IC2.
July 23, 2004 C10-1 Jerri New, Canadian Office of Employees’ Union, Local 378 – Notice of Intervention dated July 20, 2004
August 20, 2004 C10-2 Information Request No. 1 from the Canadian Office of Employees’ Union, Local 378 dated August 18, 2004
November 16, 2004 C10-3 Final Submission of Canadian Office of Employees’ Union, Local 378 dated November 12, 2004.
July 29, 2004 C11-1 Russell Sykes – Notice of Intervention dated July 22, 2004
October 04, 2004 C11-2 Letter to Commission Counsel from Mr. R. Sykes dated October 4, 2004
October 13, 2004 C11-3 Letter to Commission Counsel from Mr. R. Sykes dated October 11, 2004 requesting this letter as “notice”.
November 16, 2004 C11-4 Submission from Mr. R. Sykes dated November 12, 2004.
July 28, 2004 C12-1 Don Nixdorf, B.C. Chiropractic Association – Notice of Intervention dated July 26, 2007
August 24, 2004 C12-2 Information Request No. 1 from BC Chiropractic Association dated August 19, 2004
July 28, 2004 C13-1 Chuck Byrne, Insurance Brokers of British Columbia – Notice of Intervention dated July 26, 2004
July 28, 2004 C14-1 Bruce Cran, Consumers’ Association of Canada – Notice of Intervention dated July 26, 2004
August 20, 2004 C14-2 Information Request No. 1 from the Consumers’ Association of Canada dated August 19, 2004
September 15, 2004 C14-3 Concerns regarding ICBC responses to Information Requests - dated September 14, 2004
November 17, 2004 C14-4 Final Submission of Consumers’ Association of Canada dated November 12, 2004. Revision to paragraph 40, page 9 dated November 15, 2005.
July 29, 2004 C15-1 Lesley H.H. Maddison, Credit Union Insurance Services Association – Notice of Intervention dated July 26, 2004
July 29, 2004 C16-1 Jim Quail, BC Public Interest Advocacy Centre and Joyce Poon, Econalysis Consulting Services Inc. – Notice of Intervention dated July 27, 2004
August 20, 2004 C16-2 Information Request No. 1 from the BC Old Age Pensioners Organization et al. dated August 19, 2004
September 27, 2004 C16-3 Information Request from BC Old Age Pensioners Organization et al. dated September 24, 2004 to the Insurance Bureau of Canada.
September 28, 2004 C16-4 Preliminary issue raised on behalf of BC Old Age Pensioners Organization et al. dated September 28, 2004.
September 30, 2004 C16-5 Challenge Special Direction IC2 on behalf of BC Old Age Pensioners Organization et al. dated September 29, 2004.
October 01, 2004 C16-6 Letter to Commission regarding Special Direction IC2 Argument on behalf of BC Old Age Pensioners Organization et al. dated October 1, 2004.
October 01, 2004 C16-7 Special Direction IC2 Argument on behalf of BC Old Age Pensioners Organization et al. dated October 1, 2004.
October 15, 2004 C16-8 Public Utilities Board Decision dated November 16, 2001 – an Application by Manitoba Public Insurance – October 12, 2004 Submission by BCOAPO.
October 15, 2004 C16-9 Expression of Interest 24028– IT Infrastructure Alternate Sourcing – October 12, 2004 Submission by BCOAPO.
November 08, 2004 C16-10 Submission regarding Special Direction IC2 on behalf of BCOAPO dated November 5, 2004.
November 17, 2004 C16-11 Final Submission of BCOAPO dated November 10, 2004.
November 22, 2004 C16-12 Final Submission regarding Special Direction IC2 on behalf of BCOAPO dated November 22, 2004.
July 29, 2004 C17-1 Robert Clarke, Automotive Retailers Association – Notice of Intervention dated July 27, 2004
July 29, 2004 C18-1 Deana Grinnell, Union of BC Municipalities – Notice of Intervention dated July 28, 2004
August 06, 2004 C19-1 Allan Lamb, BCAA Traffic Safety Foundation - Notice of Intervention dated July 28, 2004
August 06, 2004 C20-1 Todd Klapak, ING Insurance Company of Canada - Notice of Intervention dated July 28, 2004
August 20, 2004 C21-1 Pemberton Insurance Corporation Notice of Intervention dated July 12, 2004
August 20, 2004 C21-2 Information Request No. 1 dated August 19, 2004 from the Pemberton Insurance Corporation
August 31, 2004 C21-3 Pemberton Insurance Information Request No. 2
September 13, 2004 C21-4 Response requested of ICBC to Information Request item no. 3.1 as very relevant dated September 3, 2004 from Pemberton Insurance Corporation
September 24, 2004 C21-5 Exhibit C21-5 has been refiled as Exhibit E-1!
October 04, 2004 C21-6 Response to ICBC Information Request from Pemberton Insurance Corporation dated October 4, 2004
November 12, 2004 C21-7 Final Submission from Pemberton Insurance Corporation dated November 12, 2004.
September 07, 2004 C22-1 Jay Fedorak, Office of the Information and Privacy Commissioner for BC – Letter dated September 1, 2004 requesting Late Intervenor status
September 21, 2004 C22-2 Submission by OIPC dated September 17, 2004
November 16, 2004 C23-1 Submission regarding validity of Special Direction IC2 by the Attorney General of British Columbia dated November 12, 2004.

D Exhibits — Interested Party Documents

Date Title Document Description
July 27, 2004 D-1 Ruth Abrahamson, CADRI – Notice of Interested Party Status dated July 26, 2004

E Exhibits - Letters of Comment

Date Title Document Description
October 15, 2004 E-1 Submission from Pemberton Insurance Corporation dated September 17, 2004.

Transcripts

Date Title Document Description
October 07, 2004 Hearing Transcript Volume 1 - October 6, 2004
October 07, 2004 Hearing Transcript Volume 2 - October 6, 2004
October 08, 2004 Hearing Transcript Volume 3 - October 7, 2004
October 08, 2004 Hearing Transcript Volume 4 - October 8, 2004
October 13, 2004 Hearing Transcript Volume 5 - October 12, 2004
October 13, 2004 Hearing Transcript Volume 6 - October 13, 2004
October 15, 2004 Hearing Transcript Volume 7 - October 14, 2004

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