ICBC

Insurance Corporation of British Columbia 2014 Revenue Requirements Application ~ Project No.3698796

Completed: 2015

Hearing and Other Documents

Title Document Description
*_Exhibit List Updated: February 19, 2015 @ 5:00 pm
*_Email Fax List Updated: September 24, 2014 @ 2:03 pm
*_Distribution List Updated: September 24, 2014 @ 2:03 pm
*_Decision Order G-81-15 May 19, 2015

Arguments/Submissions

Title Document Description
ICBC Final Argument Final Argument March 5, 2015
McCandless Final Argument Final Argument March 12, 2015
McCandless LCFV Response Loss Cost Forecast Variance Response March 12, 2015
Landale Final Argument Final Argument March 19, 2015
CDI Final Argument Final Argument March 19, 2015
IBC Final Argument Final Argument March 19, 2015
COPE 378 Final Argument Final Argument March 19, 2015
BCOAPO Final Argument Final Argument March 19, 2015
ICBC Reply Argument Reply Argument April 02, 2015

Exhibits

A Exhibits - BCUC Documents

Date Title Document Description
August 18, 2014 A-1 Letter Dated August 12, 2014 – L-43-14 Preliminary Regulatory Timeline
August 18, 2014 A-2 Letter Dated August 15, 2014 – Notice of Informational Presentation and Review Working Session Extension Request
September 04, 2014 A-3 Letter Dated September 4, 2014 – Commission Order G-129-14 approving interim rates effective November 1, 2014
September 17, 2014 A-4 Letter Dated September 17, 2014 – Commission Submitting Matters of Interest
September 24, 2014 A-5 Letter Dated September 24, 2014 – Commission Letter Providing Information on Further Process
October 08, 2014 A-6 Letter Dated October 8, 2014 – Commission Order G-155-14 issuing the Regulatory Timetable
October 16, 2014 A-7 Letter Dated October 16, 2014 – Commission Information Request No. 1
October 29, 2014 A-8 Letter dated October 29, 2014 – Commission letter to COPE regarding ICBC disputed IRs
November 13, 2014 A-9 Letter dated November 13, 2014 – Commission Order G-174-14 with Reasons for Decision
November 26, 2014 A-10 Letter dated November 26, 2014 – Commission IR No. 2
January 05, 2015 A-11 Letter dated January 5, 2015 – Commission Response to SQM Benchmark Report Request
January 26, 2015 A-12 Letter dated January 26, 2015 – Commission IR No. 1 to COPE 378
January 26, 2015 A-13 Letter dated January 26, 2015 – Commission IR No. 1 to Mr. Landale
February 16, 2015 A-14 Letter dated February 16, 2015 – Commission letter on Loss Cost Forecast Variance

B Exhibits - Applicant Documents

Date Title Document Description
August 15, 2014 B-1 INSURANCE CORPORATION OF BRITISH COLUMBIA (ICBC) Letter Dated August 14, 2014 - Notice of Informational Presentation and Review Working Session
August 15, 2014 B-1-1 Exhibit moved to B-3-1
August 18, 2014 B-2 Letter Dated August 15, 2014 – ICBC Submitting Notice of Dates for Informational Presentation and Review Working Session
August 29, 2014 B-3 Letter Dated August 29, 2014 – ICBC Submitting Revenue Requirements Application for the Policy Year Effective November 1, 2014 (contains excel attachments)
August 29, 2014 B-3-1 Letter Dated September 18, 2014 – ICBC Submitting Errata to the Application Appendix 11 B (Exhibit moved from B-1-1)
August 29, 2014 B-3-2 Letter Dated October 14, 2014 - ICBC Submitting Errata for Application, Review Working Session Presentation, and Response to Matters of Interest
September 11, 2014 B-4 Letter Dated September 9, 2014 – ICBC Informational Presentation
September 12, 2014 B-5 Removed Exhibit
September 25, 2014 B-6 Letter Dated September 25, 2014 – ICBC Response to Commission Draft Regulatory Timeline Options
September 26, 2014 B-7 Letter Dated September 26, 2014 – ICBC Submitting Working Session Presentation
September 26, 2014 B-8 Letter Dated September 26, 2014 – ICBC Response to Matters of Interest
October 01, 2014 B-9 Letter Dated October 1, 2014 - ICBC Reply Submissions on Further Process
October 28, 2014 B-10 Letter Dated October 27, 2014 – ICBC Comments regarding Information Requests
October 29, 2014 B-11 Letter Dated October 28, 2014 – ICBC Submitting Supplemental Responses to Matters of Interest
November 03, 2014 B-12 Letter Dated November 3, 2014 – ICBC Submitting Errata to Application and Matters of Interest.
November 06, 2014 B-13 Letter Dated November 6, 2014 – ICBC Submitting Responses to Information Requests No. 1
November 06, 2014 B-13-1 Letter Dated November 6, 2014 – ICBC Submitting Confidential Responses to Information Requests No. 1 – Attachments held CONFIDENTIALLY
November 06, 2014 B-13-2 Letter Dated November 25, 2014 – ICBC Submitting Errata for Responses to Information Requests No. 1
November 06, 2014 B-13-3 Letter Dated December 19, 2014 – ICBC Submitting Supplemental Response to information request 2014.1 RR RM.8.d Brokers and Autoplan Licences
November 18, 2014 B-14 Letter dated November 18, 2014 – ICBC Submitting Responses to Outstanding COPE Information Requests
December 17, 2014 B-15 Letter Dated December 17, 2014 - ICBC Responses to Interveners Information Requests No. 2
December 17, 2014 B-15-1 Letter Dated December 17, 2014 - ICBC Confidential Response to the Commission's Information Request 2014.2 RR BCUC.110.1C – Attachments held CONFIDENTIALLY
December 17, 2014 B-16 Letter Dated December 17, 2014 - ICBC Responses to COPE378 Information Request No. 2
February 19, 2015 B-17 Letter Dated February 19, 2015 – ICBC Submitting Rebuttal Evidence

C Exhibits - Intervener Documents

LANDALE, RICHARD (LANDALE) Letter Dated August 12, 2014 – Request for Intervener Status by Richard Landale
WANG, YADONG (WANG) Letter and Online Registration Dated August 26, 2014 – Request for Intervener Status by Yadong Wang
CANADIAN OFFICE AND PROFESSIONAL EMPLOYEES' UNION, LOCAL 378 (COPE 378) Letter and Dated August 28, 2014 – Request for Intervener Status by Leigha Worth and Jim Quail
MCCANDLESS, RICHARD (MCCANDLESS) Letter Dated September 4, 2014 – Request for Intervener Status by Richard McCandless
CANADIAN BAR ASSOCIATION (CBA) Letter Dated September 4, 2014 – Request for Intervener Status by Michael Shireff
BRITISH COLUMBIA PENSIONERS’ AND SENIORS’ ORGANIZATION, ACTIVE SUPPORT AGAINST POVERTY, BC COALITION OF PEOPLE WITH DISABILITIES, COUNSEL OF SENIOR CITIZENS’ ORGANIZATIONS OF BC, AND THE TENANT RESOURCE AND ADVISORY CENTRE (BCPSO) Letter dated September 5, 2014 – Request for Intervener Status by Sarah Khan, Lobat Sadrehashemi and Tony Roberts
INSURANCE BUREAU OF CANADA (IBC) Letter dated September 8, 2014 – Request for Intervener Status by Miranda Lee
BRITISH COLUMBIA TRUCKING ASSOCIATION (BCTA) Letter dated September 8, 2014 – Request for Intervener Status by Louise Yako
ADAIR, GORDON (ADAIR) Letter dated September 8, 2014 – Request for Intervener Status by Gordon Adair
CANADIAN DIRECT INSURANCE INCORPORATED (CDI) Letter dated September 8, 2014 – Request for Intervener Status by Karen Hopkins-Lee
TOWARD RESPONSIBLE EDUCATED ATTENTIVE DRIVING (TREAD) Letter dated September 8, 2014 – Request for Intervener Status by Fred Weisberg


Date Title Document Description
August 15, 2014 C1-1 LANDALE, RICHARD (LANDALE) Letter Dated August 12, 2014 – Request for Intervener Status by Richard Landale
September 11, 2014 C1-2 Letter Dated September 10, 2014 – Landale Submitting Matter of Interest Document
September 18, 2014 C1-3 Letter Dated September 17, 2014 – Landale Submitting Matters of Interest
September 18, 2014 C1-3-1 Letter Dated September 18, 2014 – Landale Submitting Errata to Matters of Interest
September 23, 2014 C1-4 Letter Dated September 19, 2014 – Landale Submitting Response to ICBC Errata
September 29, 2014 C1-5 Letter Dated September 29, 2014 – Landale Submitting Comments on Further Process
October 22, 2014 C1-6 Letter Dated October 21, 2014 – Landale Information Request No. 1
November 26, 2014 C1-7 Letter Dated November 26, 2014 – Landale Information Request No. 2
January 12, 2015 C1-8 Letter Dated January 12, 2015 – Landale Submitting Evidence
February 06, 2015 C1-9 Letter Dated February 6, 2015 - Landale Submitting Information Request Responses
February 10, 2015 C1-9-1 Letter Dated February 10, 2015 – Landale Submitting Attachment to Information Request Responses
September 03, 2014 C2-1 WANG, YADONG (WANG) Letter and Online Registration Dated August 26, 2014 – Request for Intervener Status by Yadong Wang
September 03, 2014 C3-1 CANADIAN OFFICE AND PROFESSIONAL EMPLOYEES' UNION, LOCAL 378 (COPE 378) Letter and Dated August 28, 2014 – Request for Intervener Status by Leigha Worth and Jim Quail
September 17, 2014 C3-2 Letter Dated September 17, 2014 – Cope378 Submitting Matters of Interest (revised)
September 18, 2014 C3-3 Letter Dated September 17, 2014 – COPE378 Submitting Matters of Interest
September 29, 2014 C3-4 Letter Dated September 29, 2014 – COPE378 Submitting Comments on Further Process
October 21, 2014 C3-5 Letter Dated October 21, 2014 – COPE378 Information Request No. 1
October 24, 2014 C3-5-1 Letter Dated October 24, 2014 – COPE378 Submitting Corrected Information Request No. 1
November 03, 2014 C3-6 Letter Dated November 3, 2014 – COPE378 Submitting Response to ICBC IR Response Objections
November 26, 2014 C3-7 Letter Dated November 26, 2014 – COPE378 Information Request No. 2
January 12, 2015 C3-8 Letter Dated January 12, 2015 – COPE378 Submitting Evidence
February 10, 2015 C3-9 Letter dated February 9, 2015 – COPE378 Submitting IR Response to BCOAPO
February 10, 2015 C3-10 Letter dated February 9, 2015 – COPE378 Submitting IR Response to BCUC
September 04, 2014 C4-1 MCCANDLESS, RICHARD (MCCANDLESS) Letter Dated September 4, 2014 – Request for Intervener Status by Richard McCandless
September 04, 2014 C4-2 Letter Dated August 8, 2014 - McCandless Submitting Letter of Comment
September 04, 2014 C4-3 Letter Dated September 3, 2014 - McCandless Submitting Letter of Comment
September 10, 2014 C4-4 Letter Dated September 10, 2014 - McCandless Submitting Comments
September 18, 2014 C4-5 Letter Dated September 17, 2014 – McCandless Confirming No Matters of Interest Submission
September 25, 2014 C4-6 Letter Dated September 24, 2014 - McCandless Submitting Comments regarding Further Process
October 17, 2014 C4-7 Letter Dated October 17, 2014 – McCandless Information Request No. 1 to ICBC
November 26, 2014 C4-8 Letter Dated November 2, 2014 – McCandless Information Request No. 2
September 04, 2014 C5-1 CANADIAN BAR ASSOCIATION (CBA) Letter Dated September 4, 2014 – Request for Intervener Status by Michael Shireff
September 26, 2014 C5-2 Letter Dated September 26, 2014 – CBA Submitting Comments on Further Process
September 05, 2014 C6-1 BRITISH COLUMBIA PENSIONERS’ AND SENIORS’ ORGANIZATION, ACTIVE SUPPORT AGAINST POVERTY, BC COALITION OF PEOPLE WITH DISABILITIES, COUNSEL OF SENIOR CITIZENS’ ORGANIZATIONS OF BC, AND THE TENANT RESOURCE AND ADVISORY CENTRE (BCPSO) Letter dated September 5, 2014 – Request for Intervener Status by Sarah Khan, Lobat Sadrehashemi and Tony Roberts
September 18, 2014 C6-2 Letter Dated September 17, 2014 – BCOAPO Submitting Matters of Interest
September 29, 2014 C6-3 Letter Dated September 29, 2014 – BCOAPO Submitting Comments on Further Process
October 21, 2014 C6-4 Letter Dated October 21, 2014 – BCOAPO Information Request No. 1
November 26, 2014 C6-5 Letter Dated November 26, 2014 – BCOAPO Information Request No. 2
January 26, 2015 C6-6 Letter Dated January 26, 2015 – BCOAPO Information Request No. 1 to COPE378
September 08, 2014 C7-1 INSURANCE BUREAU OF CANADA (IBC) Letter dated September 8, 2014 – Request for Intervener Status by Miranda Lee
September 17, 2014 C7-2 Letter Dated September 17, 2014 – IBC Submitting Matters of Interest
September 29, 2014 C7-3 Letter Dated September 29, 2014 – IBC Submitting Comments on Further Process
October 21, 2014 C7-4 Letter Dated October 21, 2014 – IBC Information Request No. 1
November 26, 2014 C7-5 Letter Dated November 26, 2014 – IBC Information Request No. 2
September 08, 2014 C8-1 BRITISH COLUMBIA TRUCKING ASSOCIATION (BCTA) Letter dated September 8, 2014 – Request for Intervener Status by Louise Yako
September 25, 2014 C8-2 Letter Dated September 18 2014 – BCTA Submitting Matters of Interest
September 09, 2014 C9-1 ADAIR, GORDON (ADAIR) Letter dated September 8, 2014 – Request for Intervener Status by Gordon Adair
September 09, 2014 C10-1 CANADIAN DIRECT INSURANCE INCORPORATED (CDI) Letter dated September 8, 2014 – Request for Intervener Status by Karen Hopkins-Lee
September 29, 2014 C10-2 Letter Dated September 29, 2014 – CDI Submitting Comments on Further Process
October 21, 2014 C10-3 Letter Dated October 21, 2014 – CDI Information Request No. 1
November 27, 2014 C10-4 Letter Dated November 26, 2014 – CDI Information Request No. 2
September 09, 2014 C11-1 TOWARD RESPONSIBLE EDUCATED ATTENTIVE DRIVING (TREAD) Letter dated September 8, 2014 – Request for Intervener Status by Fred Weisberg
September 18, 2014 C11-2 Letter Dated September 17, 2014 – TREAD Submitting Matters of Interest
September 30, 2014 C11-3 Letter Dated September 29, 2014 – TREAD Submitting Comments on Further Process

D Exhibits — Interested Party Documents

Date Title Document Description
September 08, 2014 D-1 STRIDE, GARY (STRIDE) Letter Dated August 29, 2014 – Request for Interested Party Status by Gary Stride
September 08, 2014 D-2 INSURANCE BROKERS ASSOCIATION OF BRITISH COLUMBIA (IBABC) Letter dated September 8, 2014 – Request for Interested Party Status by Charles Byrne
September 10, 2014 D-3 WATSON, KAYLA (WATSON) Letter dated September 9, 2014 – Request for Interested Party Status by Kayla Watson
September 26, 2014 D-3-1 Letter dated September 25, 2014 – Watson Submitting Comments

E Exhibits - Letters of Comment

Date Title Document Description
September 03, 2014 E-1 Simpson, Scott Letter of Comment Dated August 29, 2014 – Redacted version on web only
September 03, 2014 E-2 Taylor, John Letter of Comment Dated August 27, 2014 – Redacted version on web only
September 03, 2014 E-3 McCandless, Richard Letter-of-Comment Dated August 8, 2014
September 08, 2014 E-4 Kyle, Rob Letter of Comment Dated September 7, 2014 – Redacted version on web only
September 23, 2014 E-5 Read, Darlene Letter of Comment Dated September 22, 2014 – Redacted version on web only
September 24, 2014 E-6 Willington, A Letter of Comment Dated September 24, 2014 – Redacted version on web only
October 23, 2014 E-7 Hawrelak,T Letter of Comment Dated October 23, 2014 – Redacted version on web only
December 10, 2014 E-8 Storness-Bliss, T Letter of Comment Dated October 23, 2014 – Redacted version on web only

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